Sales:

Home sales in Fort Collins CO fell in January 2025, but as can be seen from the above chart, this is a typical result for the season, with January generally having the lowest monthly sales for the year. There were 116 sales, a decline of 30.5% from the 167 sold in December 2025, but an increase of 2.7% from the 113 homes sold in January 2025.

Prices:

Home prices were once again mixed in January 2026. The median price of homes sold was $586K, down 7.0% from $630K in December 2025, while the average price of $742K was up 10.9% from $669K for the same period. Please keep in mind that these results reflect only those specific homes sold during the month and are therefore most likely random variations, while the overall price trends give a better idea of what is happening.

Inventory:

There wasn’t much change in the inventory of homes for sale in Fort Collins CO during January 2026 - there were 362 homes on the market at the end of the month, compared to 370 homes for sale at the end of December 2025, a drop of 2.1%. The Month’s Supply of Inventory (MSI) rose to 3.1 months from December’s 2.2 months.

Sales Price vs. List Price:

In January 2026, homes in Fort Collins CO sold for 97.1% of asking price, down from December 2025’s 98.3%.

Summary:

When considering the fact that most of the sales data reported for January 2026 were for homes that went under contract in November and December 2025, it would be unusual to see any significant results that weren’t heavily influenced by the peak of the annual holiday season. And January 2026 looked much the same as recently-past Januarys – which is kind of a long-winded way of saying there isn’t a lot of big news in these results.

These January market reports, however, give us a nice view of the recent history of our Northern Colorado housing markets. Looking back at the last three years, the cyclical nature of real estate activity is clearly evident, as is some growth.

We can identify some structural problems as well – for instance, home prices have risen faster than income, and a substantial percentage of our population can’t afford their own home (and rents are rising too). But these aren’t unique to Northern Colorado. Conversely, there are some real strengths as well, such as our highly educated workforce, solid infrastructure, and good climate.

We’ve been through periods when the housing market was one of the major factors driving the economy. This isn’t one of those times. The market is basically in reactive mode, responding to financial, political and economic events as they happen, often unexpectedly, so there isn’t a clear direction for any sector of the economy at the present. Nor is there any solid basis for us to provide you with reliable forecasts of what’s going to happen. Regardless, we’ll be out there, watching the real estate markets closely and doing our best to keep you informed. And we’re always here to answer your questions and concerns – give us a call anytime.