Sales:

Sales of homes in Loveland CO rose in December 2025. There were 138 sales, up 30.1% from the 106 sold in November 2025, and up 21.1% from the 114 homes sold in December 2024. Year-to-date sales of 1,553 were up 8.6% from last year’s 1,430 for the same period.

Prices:

Home prices declined in December 2025. The median price fell 1.9% to $522K from $532K in November 2025, while the average price fell 8.5% to $602K from $658K for the same period. Please keep in mind that these results reflect only those specific homes sold during the month and are therefore subject to random variations, while the overall price trends give a better idea of what is happening. So far in 2025, prices have trended slightly downward.

Inventory:

As is customary for the holiday period, the inventory of homes on the market in Loveland CO fell in December 2025. There were 311 homes on the market at the end of the month, down 9.8% from the 387 homes for sale at the end of November 2025. The Month’s Supply of Inventory (MSI) fell to 2.3 months from November’s 3.7 months.

Sales Price vs. List Price:

In December 2025, homes in Loveland CO sold for 97.9% of asking price, unchanged from November 2025.

Summary:

While it may seem a bit surprising, the rise of home sales in all three Northern Colorado cities during December 2025 wasn’t unprecedented, although we don’t have a good explanation in regards to market basics. The recent decline in interest rates was a positive development, but there is still a considerable amount of economic uncertainty affecting the housing market, and prices are mixed but currently trending down a bit.

Looking at the year as a whole, it doesn’t appear much different from 2024 - sales were up a bit, prices were similar to 2024’s market performance, and the main change is a marked increase in inventory.

As we look ahead to 2026, we don’t anticipate any significant changes in market conditions arising from structural issues within the housing industry itself. The real estate market isn’t going to be driving significant change in the economy, but will certainly be reacting to whatever happens. And we’ll be keeping a close eye on it and will pass along what we’re seeing. If you’d like to chat about the market, or have some specific questions, please give us a call – we’d love to hear from you.